:root{
  --navy:#0B2C4D;
  --navy-2:#0f3b66;
  --orange:#F36C21;
  --orange-2:#ff8f4c;
  --gray:#1F2937;
  --muted:#6B7280;
  --bg:#F8FAFC;
  --panel:#FFFFFF;
  --line:#dbe4ee;
  --dark:#091d31;
  --success:#25D366;
  --container:min(1240px, calc(100vw - 32px));
  --radius:18px;
  --radius-sm:14px;
  --shadow:0 12px 35px rgba(11,44,77,.10);
  --shadow-lg:0 28px 60px rgba(6,25,43,.18);
  --glow:0 0 0 1px rgba(243,108,33,.12), 0 0 24px rgba(243,108,33,.14);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:'Inter',system-ui,-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;
  color:var(--gray);
  background:
    radial-gradient(circle at top left, rgba(243,108,33,.05), transparent 28%),
    radial-gradient(circle at top right, rgba(11,44,77,.05), transparent 32%),
    var(--bg);
  line-height:1.6;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:var(--container);margin:0 auto}
.topbar{
  background:var(--dark); color:#d8e6f6; font-size:14px;
}
.topbar .inner{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:8px 0;flex-wrap:wrap}
.badge-mini{display:inline-flex;align-items:center;gap:8px;padding:6px 10px;border:1px solid rgba(255,255,255,.08);border-radius:999px;background:rgba(255,255,255,.03)}
header{
  position:sticky; top:0; z-index:1000; backdrop-filter:blur(14px);
  background:rgba(255,255,255,.88); border-bottom:1px solid rgba(11,44,77,.08);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:18px}
.brand{display:flex;align-items:center;gap:14px;min-width:220px}
.brand img{height:46px;filter:drop-shadow(0 10px 24px rgba(11,44,77,.12))}
.brand strong{font-size:1.1rem;letter-spacing:.04em;color:var(--navy)}
.brand small{display:block;color:var(--muted);font-size:.76rem}
nav.menu{display:flex;gap:22px;align-items:center;flex-wrap:wrap;justify-content:center}
nav.menu a{font-weight:600;color:var(--gray)}
nav.menu a:hover, nav.menu a.active{color:var(--navy)}
.cta-group{display:flex;gap:10px;align-items:center;flex-wrap:wrap;justify-content:flex-end}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:12px 18px;border-radius:12px;font-weight:700;transition:.25s ease;
  border:1px solid transparent; cursor:pointer;
}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--orange),var(--orange-2));color:#fff;box-shadow:var(--glow)}
.btn-secondary{background:var(--navy);color:#fff;box-shadow:0 12px 30px rgba(11,44,77,.20)}
.btn-outline{border-color:rgba(11,44,77,.12); background:#fff; color:var(--navy)}
.btn-success{background:var(--success);color:#fff}
.hero{
  position:relative; overflow:hidden; color:#fff;
  background:
    linear-gradient(110deg, rgba(9,29,49,.95) 10%, rgba(11,44,77,.86) 45%, rgba(11,44,77,.60) 65%, rgba(11,44,77,.80) 100%),
    url('assets/img/cover_page_16.png') center/cover no-repeat;
}
.hero::before{
  content:""; position:absolute; inset:0;
  background:
    radial-gradient(circle at 15% 30%, rgba(243,108,33,.28), transparent 22%),
    radial-gradient(circle at 78% 18%, rgba(73,175,255,.22), transparent 18%);
  pointer-events:none;
}
.hero .grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:40px;padding:86px 0 72px}
.eyebrow{display:inline-flex;align-items:center;gap:10px;padding:8px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.06);font-size:.85rem;color:#d9ecff}
h1,h2,h3,h4{line-height:1.15;margin:0 0 14px}
h1{font-size:clamp(2.2rem,4vw,4.4rem);font-weight:900;letter-spacing:-.04em}
h2{font-size:clamp(1.8rem,3vw,3rem);font-weight:800;letter-spacing:-.03em;color:var(--navy)}
h3{font-size:1.3rem;font-weight:800;color:var(--navy)}
.hero p.lead{font-size:1.08rem;max-width:670px;color:#dfeaf6}
.hero-points{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:24px 0}
.hero-points .point{padding:16px;border-radius:16px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.08)}
.hero-points strong{display:block;font-size:1.1rem;color:#fff}
.hero-visual{
  position:relative; min-height:440px; display:grid; align-items:center;
}
.visual-card{
  background:rgba(255,255,255,.08); border:1px solid rgba(255,255,255,.12);
  box-shadow:var(--shadow-lg); border-radius:28px; padding:16px; backdrop-filter:blur(10px);
}
.visual-card img{border-radius:18px}
.float-panel{
  position:absolute; right:-10px; bottom:14px; background:#fff; color:var(--gray);
  padding:18px; border-radius:18px; box-shadow:var(--shadow-lg); width:min(290px,90%);
}
.float-panel .small{color:var(--muted);font-size:.92rem}
.lang-toggle{display:inline-flex;gap:8px;padding:6px;border:1px solid rgba(11,44,77,.08);border-radius:999px;background:#fff}
.lang-toggle button{border:none;background:transparent;padding:8px 14px;border-radius:999px;font-weight:700;cursor:pointer;color:var(--muted)}
.lang-toggle button.active{background:var(--navy);color:#fff}
section{padding:74px 0}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:18px;flex-wrap:wrap;margin-bottom:28px}
.section-head p{max-width:720px;color:var(--muted);margin:0}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{
  background:var(--panel); border:1px solid rgba(11,44,77,.08); border-radius:var(--radius);
  box-shadow:var(--shadow); overflow:hidden; transition:.3s ease;
}
.card:hover{transform:translateY(-6px); box-shadow:0 24px 48px rgba(11,44,77,.15)}
.card .content{padding:22px}
.card .cover{aspect-ratio:16/10; overflow:hidden; background:linear-gradient(135deg,#dce9f7,#eef5fb)}
.card .cover img{width:100%;height:100%;object-fit:cover;transition:.35s}
.card:hover .cover img{transform:scale(1.04)}
.kpi-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.kpi{
  padding:24px;border-radius:var(--radius);background:#fff;border:1px solid rgba(11,44,77,.08);box-shadow:var(--shadow);text-align:center
}
.kpi strong{display:block;font-size:2rem;color:var(--navy)}
.kpi span{color:var(--muted)}
.split{
  display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center
}
.checks{display:grid;gap:14px}
.check{
  display:flex;gap:12px;padding:14px 16px;border:1px solid rgba(11,44,77,.08);background:#fff;border-radius:14px
}
.check b{color:var(--navy)}
.tabs{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 24px}
.tab-btn{
  border:1px solid rgba(11,44,77,.12);background:#fff;color:var(--navy);padding:12px 16px;border-radius:999px;font-weight:700;cursor:pointer
}
.tab-btn.active{background:var(--navy);color:#fff}
.filter-bar{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:24px}
.filter-chip{
  border:1px solid rgba(11,44,77,.12);background:#fff;padding:10px 14px;border-radius:999px;font-weight:700;cursor:pointer
}
.filter-chip.active{background:var(--orange);color:#fff;border-color:var(--orange)}
.table{
  width:100%; border-collapse:collapse; background:#fff; box-shadow:var(--shadow); border-radius:16px; overflow:hidden
}
.table th,.table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.table th{background:#eef5fb;color:var(--navy)}
.table tr:last-child td{border-bottom:none}
.list-clean{margin:0;padding-left:18px}
.quote-box{
  padding:26px;border-radius:20px;background:linear-gradient(135deg,var(--navy),var(--dark));color:#fff;box-shadow:var(--shadow-lg)
}
.quote-box p{color:#dfeaf6}
.form-card{
  background:#fff;border:1px solid rgba(11,44,77,.08);box-shadow:var(--shadow);border-radius:22px;padding:22px
}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.input, textarea, select{
  width:100%;border:1px solid #d6e1ec;border-radius:12px;padding:14px 14px;font:inherit;background:#fff;color:var(--gray)
}
textarea{min-height:120px;resize:vertical}
.muted{color:var(--muted)}
.tag{
  display:inline-flex;padding:8px 12px;border-radius:999px;background:#eef5fb;color:var(--navy);font-weight:700;font-size:.84rem
}
.cta-strip{
  background:linear-gradient(135deg,var(--navy),#143c61);color:#fff;border-radius:26px;padding:34px;box-shadow:var(--shadow-lg)
}
.cta-strip p{color:#d8e6f6}
footer{
  background:#071929;color:#dbe7f5;padding:54px 0 24px;margin-top:50px
}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:24px}
footer h4{color:#fff;margin-bottom:14px}
footer a{color:#dbe7f5}
footer a:hover{color:#fff}
.small-note{padding-top:16px;margin-top:24px;border-top:1px solid rgba(255,255,255,.08);font-size:.92rem;color:#b3c6d9}
.floating-wa{
  position:fixed; right:18px; bottom:18px; z-index:999; width:58px; height:58px;
  border-radius:50%; display:grid; place-items:center; background:var(--success); color:#fff;
  box-shadow:0 14px 30px rgba(37,211,102,.35); font-weight:900; font-size:1.25rem
}
.breadcrumb{font-size:.95rem;color:var(--muted);margin:14px 0 0}
.breadcrumb a{color:var(--navy)}
.page-hero{
  background:linear-gradient(135deg, rgba(11,44,77,.97), rgba(15,59,102,.94)), url('assets/img/cover_page_1.png') center/cover;
  color:#fff; padding:64px 0 58px;
}
.page-hero p{max-width:740px;color:#dfeaf6}
.stat-line{display:flex;gap:16px;flex-wrap:wrap;margin-top:18px}
.stat-line .tag{background:rgba(255,255,255,.12); color:#fff}
.blog-meta{display:flex;gap:12px;flex-wrap:wrap;color:var(--muted);font-size:.92rem}
@media (max-width: 1024px){
  .hero .grid,.split,.grid-4,.kpi-grid,.footer-grid,.grid-3,.grid-2{grid-template-columns:1fr 1fr}
  nav.menu{display:none}
}
@media (max-width: 720px){
  .hero .grid,.split,.grid-4,.kpi-grid,.footer-grid,.grid-3,.grid-2,.form-grid{grid-template-columns:1fr}
  .nav{padding:12px 0}
  .brand img{height:40px}
  .cta-group{display:none}
  .hero .grid{padding:72px 0 58px}
  .hero-points{grid-template-columns:1fr}
  h1{font-size:2.35rem}
  section{padding:58px 0}
}


.image-link{display:block}
.cover .image-link, .visual-card .image-link{display:block;height:100%}
.cover .image-link img, .visual-card .image-link img{width:100%;height:100%;object-fit:cover}
.clickable-card{cursor:pointer;position:relative;transition:transform .25s ease, box-shadow .25s ease}
.clickable-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.clickable-card .content h3 a{color:var(--navy)}
.clickable-card .content h3 a:hover{color:var(--orange)}
.cover{overflow:hidden}
.cover img{transition:transform .35s ease}
.clickable-card:hover .cover img,.visual-card:hover img{transform:scale(1.03)}
.visual-card{cursor:pointer}